A Worklife Rewards™ Member Number or a Star Teacher Member Number is needed to apply for an Office Depot® Worklife Rewards™ Visa® Credit Card. If you are not already a member of either program, you can enroll to become one at the same time that you apply for your Worklife Rewards Visa credit card.

To enroll in:

• Worklife Rewards™ - visit your nearest Office Depot store, go online to www.myworkliferewards.com, or call Member Services at 1-866-322-3225
• Star Teacher - visit your nearest Office Depot store or call 1-877-789-4544

No, membership is free!

There are 2 ways to apply for the Office Depot® Worklife Rewards™ Visa® Credit Card –

1. Visit www.myworkliferewards.com and click on Learn More/Apply Today to enroll.
2. Come by your nearest Office Depot® location and fill out an Office Depot® Worklife Rewards™ Visa® credit application. Just hand the application to a sales associate once completed and they can submit your application instantly.

There is no annual fee!

If you are instantly approved for credit in-store, you will be granted a Temporary Shopping Pass, allowing you to make your first Office Depot purchase the same day! To make subsequent purchases, you must wait until you receive your welcome kit with your new card. Temporary Shopping Passes are not available for online credit card applications.

It’s easy! Just use your card at Office Depot® and everywhere else Visa is accepted!

For every dollar spent, you will receive 5% back in rebates¹ on ALL Office Depot® purchases when you use your Visa credit card, no exclusions!

Don’t forget…when checking out at Office Depot®, present your Worklife Rewards™ Member Card during your transaction along with your Office Depot® Worklife Rewards™ Visa® Credit Card and get additional Rewards! You’ll get a combined value of 15% back² (Visa credit card rebates of 5%1 and Worklife Rewards™ of 10%) on ALL ink, toner, paper and Design, Print & Ship™. PLUS you’ll get a combined value of 6% back² (Visa credit card rebates of 5% and Worklife Rewards of 1%1) on nearly everything else you buy at Office Depot®!

For every dollar spent, you will receive 1% back in rebates¹ on net purchases everywhere else Visa® credit cards are accepted!

Net purchase means the purchases of goods and services made by you or any authorized user on your account minus any returns or refunds. Rebates cannot be earned on any returned purchases.

Yes! You will earn rebates on all Office Depot purchases made through all 3 sales channels – in-store, online, or via the phone!

No, there is no limit to the amount of rebates you can earn.

There are NO PRODUCT EXCLUSIONS at Office Depot®! That’s right, you will get rebates on EVERYTHING you purchase at Office Depot® including postage stamps, computers, and gift cards!

Rebates are not earned on balance transfers, cash advances, checks used to access your account, money-orders, overdraft advances, interest, unauthorized or fraudulent charges, fees of any kind, finance charges, gaming transaction or similar purchases, or fee-related products.

All rebates will automatically accrue and be summarized on your monthly billing statement. The rebate total from your previous statement will automatically be applied as a statement credit in the next billing statement containing an Office Depot® purchase. You only need to make one Office Depot® purchase per month for any amount and your statement credit will automatically be applied. If you do not make an Office Depot® purchase in a given month, your rebates will continue to accrue and be summarized on your monthly billing statement. They will be applied the next month that an Office Depot® purchase is made.

Your rebates will post on your monthly Visa credit card statement so you can see how much you earn each month. You can also track your rebate credits on your monthly online statement at www.chase.com/officedepot.

No, your rebates never expire.

If you plan to use your credit card for personal expenses, then you should select the Worklife Rewards™ Personal Visa. If you are a business owner or make frequent business related purchases, then you should select the Worklife Rewards™ Business Visa. Whichever you choose, you'll receive the same great rewards program and low introductory rate.

Office Depot® Worklife Rewards™ Visa® Credit Card	Office Depot® Credit Card
5% back in rebates1 on all Office Depot purchases 1% back in rebates1 on all other purchases Rebates have no exclusions & no minimum spend requirement Card can be used everywhere Visa credit cards are accepted Purchase Information On Statement by Merchant not SKU No Annual Fee Deferred Financing Promotions offered to Cardholders New Account Offer: 0% APR3 for up to the first 6 months – Business & Consumer Accounts	No Cash Back or Reward Structure Tender valid only at Office Depot SKU Level Purchase Information on Statements No Annual Fee Deferred Financing Promotions offered to Cardholders New Account Offer: $20 off first purchase of $100 or more made within 60 days of account opening – Business Accounts Only 6 months No Interest No Payments On qualifying purchases of Technology, Business Machines and Furniture totaling $299 or more, after discounts, on the Office Depot(R) Personal Credit Account*
Please see a store associate for current APR	Please see a store associate for current APR

*Subject to credit approval

You will have a 0% introductory APR³ for either 3 or 6 months of the program launch depending on your credit score.

Throughout the year we will offer deferred financing promotions for our cardholders. Information about our offers will be sent to cardholders via direct mail and through our weekly inserts in your local newspaper. You can also visit our website, www.myworkliferewards.com to view current promotions.

Additional cards can be sent to you at no cost! Please call Chase Card Services at 1-800-601-7771.

Yes, all additional credit cards associated with your Visa account will earn rebates, which will post to your monthly statement.

You will receive your new card in the mail 1 to 2 weeks after credit approval.

If you have questions about your rebates just contact Chase Card Services at 1-800-601-7771.

Please call Chase Card Services at 1-800-601-7771 and they will immediately send you a replacement card.

Great news! Your new Office Depot® Worklife Rewards™ Business Visa® automatically replaced your Office Depot® Platinum Business Visa® credit card. When you receive your new card in the mail, all you need to do is call the 800 number in the letter to activate your new card. Remember to be sure to update your expiration dates on any automatic bill payments you may have. You will receive your new card in the November/December 2007 timeframe.

It is a quick way to checkout at all Office Depot® retail locations! The Office Depot® Worklife Rewards™ Visa® is the first Office Depot® credit card to feature Blink (contact-less) technology for fast and convenient check out at all Office Depot® stores. Just hold your Office Depot® Worklife Rewards™ Visa® Credit Card to the special card reader now featured at all Office Depot® stores. Watch for the series of lights and listen for the confirmation tone. Remove your card and go!

We’re glad that you want to stay in touch with us! We’re happy to serve you. Please take note of the following important phone numbers and websites:

Dial 1-800-601-7771 for:

• Chase Customer Service
• Balance Transfer Checks
• Additional Cards
• Emergency Card Replacement
• Merchant Dispute Assistance

Customer Service outside U.S. and Canada- Collect: 480-350-7099

Spanish Customer Service: 1-888-795-0574

Telecommunications Devices for the Deaf: 1-800-955-8060

Office Depot® Customer Service and Ordering: 1-800-GO-DEPOT

Online Account Access: www.chase.com/officedepot

To find the nearest Office Depot locations, log on to: www.officedepot.com

For more detailed information on the Worklife Rewards™ program, visit: www.myworkliferewards.com

For questions regarding the Worklife Rewards™ program, call: 1-866-322-3225

For more detailed information on the Star Teacher ™ program, visit: www.mystarteacher.com

For questions regarding the Star Teacher ™ program, call: 1-877-789-4544

1. You will earn a 5% rebate on Office Depot net purchases and a 1% rebate on all other net purchases. You do not earn rebates on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of rebates that you can accumulate in the program. All rebates will be summarized on your monthly billing statement. The rebate total from the previous month will automatically be applied as a statement credit in the next billing statement containing an Office Depot purchase. See Rewards Program Rules and Regulations, which will be mailed after your account is established.
2. Total savings represent the cumulative earnings in Rewards and Rebates when you use both your Worklife Rewards™ membership card and your Worklife Rewards™ Visa Credit Card. Rewards and Rebates are earned and reported separately and will appear on your Worklife Rewards™ quarterly reward statement or Worklife Rewards™ Visa billing statement, respectively.
3. Length of your introductory period will be either 6 billing cycles from account opening or 3 billing cycles from account opening for purchases and balance transfers depending on our review of your application and credit history. APR is valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms. You will first be considered for a Visa Signature card. If you do not qualify for that product, you will automatically be considered for a Platinum Visa card, which has different benefits, pricing, and credit availability. Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your credit card benefits materials for details.